:root{--paper:#f4f6f8;--navy:#22364d;--bronze:#b76c25;--ink:#26384b;--muted:#536273;--line:#d4dae1;--white:#fff;--focus:#d99850}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}body{margin:0;background:var(--paper);color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.55}a{color:inherit;text-decoration:none}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible{outline:3px solid var(--bronze);outline-offset:5px;border-radius:2px}h1,h2,h3,.brand{font-family:Arial,sans-serif;font-weight:600}h1,h2,h3,p{margin:0}svg{display:block}::selection{background:#f2d3b3;color:var(--navy)}.shell{width:min(1168px,calc(100% - 64px));margin-inline:auto}.skip-link{position:absolute;left:20px;top:-100px;z-index:10;padding:12px 20px;background:var(--white);color:var(--navy);border:2px solid var(--bronze)}.skip-link:focus{top:12px}.site-header{background:var(--white);border-bottom:1px solid var(--line)}.header-inner{height:72px;display:flex;align-items:center;gap:32px}.brand{display:flex;align-items:center;gap:12px;font-size:19px;letter-spacing:-.3px;white-space:nowrap;min-height:44px}.brand svg{width:30px;height:30px;stroke:var(--bronze);stroke-width:2.2;fill:none;stroke-linecap:square;stroke-linejoin:miter}.brand-dot{color:var(--bronze)}.header-nav{display:flex;align-items:center;gap:28px;margin-left:auto;font-size:13px;font-weight:600}.header-nav a{display:flex;align-items:center;min-height:44px}.header-nav a:hover{color:var(--bronze)}.header-tag{border-left:1px solid var(--line);padding-left:25px;font-size:11px;font-weight:700;letter-spacing:1px;color:var(--muted)}.hero{margin-top:28px;padding:35px 44px 36px;background:var(--navy);border-radius:2px;color:var(--white);text-align:center}.eyebrow{font-size:11px;font-weight:700;letter-spacing:1.9px;color:#e8b583}.hero h1{font-size:44px;line-height:1.12;letter-spacing:-1.25px;max-width:800px;margin:15px auto 17px}.lead{max-width:800px;margin-inline:auto;color:#e1e7ed;font-size:17px;line-height:1.6}.actions{display:flex;align-items:center;justify-content:center;gap:12px;margin-top:25px}.cta{display:flex;justify-content:center;align-items:center;gap:18px;min-height:50px;padding:12px 19px;font-size:14px;font-weight:600;line-height:1.4;white-space:nowrap;border:1px solid transparent;border-radius:2px;transition:background .16s,border-color .16s}.cta svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:1.6;flex:none}.cta-primary{background:var(--bronze);color:var(--white)}.cta-primary:hover{background:#9f5c1f}.cta-secondary{border-color:#8190a1;color:var(--white)}.cta-secondary:hover{background:#304962;border-color:#b6c0cc}.hero .cta:focus-visible{outline-color:#ffd4a7;outline-offset:5px}.role-strip{display:flex;align-items:center;justify-content:center;gap:28px;padding:22px 20px 25px;border-bottom:1px solid var(--line);font-size:13px;line-height:1.45}.role-strip p{display:flex;gap:12px;align-items:baseline}.role-strip strong{font-size:12px;text-transform:uppercase;letter-spacing:.6px;font-weight:600}.role-strip span{color:var(--muted)}.role-divider{width:1px;height:22px;background:var(--line);flex:none}.main-layout{display:grid;grid-template-columns:190px minmax(0,1fr);gap:49px;padding-top:43px}.section-rail nav{position:sticky;top:28px}.rail-title{display:block;margin-bottom:15px;color:var(--muted);font-size:11px;font-weight:700;letter-spacing:1.1px;text-transform:uppercase}.section-rail a{display:flex;align-items:center;gap:14px;border-bottom:1px solid var(--line);min-height:46px;font-size:13px;font-weight:500}.section-rail a span{color:var(--bronze);font-size:11px;letter-spacing:.5px}.section-rail a:hover{color:var(--bronze);border-color:var(--bronze)}.content-section{padding-bottom:36px;margin-bottom:34px;border-bottom:1px solid var(--line);scroll-margin-top:28px}.section-kicker{display:flex;gap:12px;align-items:center;margin-bottom:12px;font-size:10px;line-height:1.3;font-weight:700;letter-spacing:1.25px;text-transform:uppercase;color:var(--muted)}.section-kicker>span:first-child{color:var(--bronze)}h2{font-size:28px;line-height:1.22;letter-spacing:-.55px;color:var(--navy);margin-bottom:22px}.offer-columns{display:grid;grid-template-columns:1.2fr 1fr;gap:32px}.offer-columns p,.result-columns p,.payment-definitions p{font-size:15px;line-height:1.65}.compare-note{border-left:2px solid var(--bronze);padding-left:22px}.offer-definitions{display:grid;grid-template-columns:.85fr 1.2fr 1fr;gap:23px;margin:28px 0 0;padding:24px 0 0;border-top:1px solid var(--line)}.offer-definitions>div{min-width:0}dt{font-size:12px;font-weight:700;color:var(--navy);margin-bottom:8px}dd{margin:0;font-size:13px;line-height:1.55;color:var(--muted)}.payment-definitions{border-top:1px solid var(--line)}.payment-definitions>div{display:grid;grid-template-columns:173px minmax(0,1fr);gap:25px;padding:21px 0;border-bottom:1px solid var(--line)}.payment-definitions>div:last-child{border-bottom:none;padding-bottom:0}.payment-definitions h3{font-size:13px;line-height:1.5;padding-top:2px}.result-columns{display:grid;grid-template-columns:1.45fr 1fr;gap:32px}.result-columns p:last-child{color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);list-style:none;margin:0;padding:0;gap:24px}.steps li{padding-top:16px;border-top:2px solid var(--bronze)}.step-number{display:block;font-family:Arial,sans-serif;font-size:24px;color:var(--bronze);line-height:1;margin-bottom:12px}.steps p{font-size:14px;line-height:1.6}.faq-section{max-width:720px;padding-bottom:0;border-bottom:0;margin-bottom:43px}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{position:relative;display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:59px;padding:16px 2px;font-size:15px;font-weight:600;line-height:1.5;cursor:pointer;list-style:none}summary::-webkit-details-marker{display:none}.faq-symbol{position:relative;flex:none;width:15px;height:15px;color:var(--bronze)}.faq-symbol:before,.faq-symbol:after{content:"";position:absolute;background:currentColor}.faq-symbol:before{width:13px;height:1.5px;top:7px;left:1px}.faq-symbol:after{width:1.5px;height:13px;top:1px;left:7px}details[open] .faq-symbol:after{display:none}details p{max-width:640px;padding:0 32px 20px 2px;color:var(--muted);font-size:14px;line-height:1.65}summary:hover{color:var(--bronze)}.closing{display:flex;align-items:center;justify-content:space-between;gap:28px;background:var(--white);border:1px solid var(--line);border-left:3px solid var(--bronze);border-radius:2px;padding:26px 30px 28px;margin-bottom:41px}.closing-label{font-size:10px;text-transform:uppercase;font-weight:700;letter-spacing:1.4px;color:var(--bronze);margin-bottom:8px}.closing h2{font-size:24px;margin-bottom:8px}.closing>div>p:last-child{font-size:14px;color:var(--muted)}.closing .actions{margin:0;gap:10px;flex:none;flex-direction:column;align-items:stretch}.closing .cta{min-height:46px;font-size:13px;padding:11px 15px;gap:18px}.closing .cta-secondary{color:var(--navy);border-color:#b4bdc7}.closing .cta-secondary:hover{background:var(--paper);border-color:var(--navy)}.site-footer{border-top:1px solid var(--line)}.footer-inner{display:flex;align-items:center;gap:28px;min-height:86px;font-size:12px;color:var(--muted)}.footer-brand{font-family:Arial,sans-serif;font-size:14px;font-weight:600;color:var(--navy)}.footer-inner>a{display:flex;gap:8px;align-items:center;min-height:44px;margin-left:auto;white-space:nowrap}.footer-inner>a:hover{color:var(--bronze)}
@media(min-width:1400px){.hero h1{max-width:850px}.hero{padding-block:37px}}
@media(max-width:1000px){.shell{width:calc(100% - 48px)}.header-nav{gap:20px}.header-tag{display:none}.main-layout{grid-template-columns:148px minmax(0,1fr);gap:30px}.offer-columns{grid-template-columns:1fr;gap:18px}.compare-note{padding-left:18px}.offer-definitions{gap:17px}.payment-definitions>div{grid-template-columns:135px minmax(0,1fr);gap:20px}.result-columns{grid-template-columns:1fr;gap:15px}.closing{padding:25px;gap:25px}.closing h2{font-size:22px}.hero h1{font-size:40px}.steps{gap:18px}}
@media(max-width:700px){.shell{width:calc(100% - 32px)}.header-inner{height:64px;gap:12px}.brand{font-size:18px;gap:9px}.brand svg{width:26px;height:26px}.header-nav{display:none}.header-tag{display:block;margin-left:auto;padding-left:14px;font-size:10px;letter-spacing:.5px}.hero{margin-top:16px;padding:25px 21px 26px}.eyebrow{font-size:10px;letter-spacing:1.3px}.hero h1{font-size:32px;line-height:1.13;letter-spacing:-.8px;margin:15px auto 16px}.lead{font-size:15px;line-height:1.6}.hero .actions{flex-direction:column;align-items:stretch;gap:10px;margin-top:23px}.cta{min-height:49px;font-size:14px;padding-inline:14px;gap:13px}.role-strip{display:block;padding:20px 5px;font-size:12px}.role-strip p{display:grid;grid-template-columns:75px minmax(0,1fr);gap:10px}.role-strip p+p{margin-top:10px}.role-strip strong{font-size:10px;letter-spacing:.6px}.role-divider{display:none}.role-strip p:last-child{margin-top:10px}.main-layout{display:block;padding-top:28px}.section-rail{display:none}.content-section{padding-bottom:28px;margin-bottom:28px}.section-kicker{font-size:9px;letter-spacing:1.1px;margin-bottom:11px}h2{font-size:25px;line-height:1.24;letter-spacing:-.5px;margin-bottom:18px}.offer-columns{gap:18px}.offer-columns p,.result-columns p,.payment-definitions p{font-size:15px;line-height:1.65}.offer-definitions{display:block;margin-top:22px;padding-top:0;border-top:none}.offer-definitions>div{display:grid;grid-template-columns:101px minmax(0,1fr);gap:15px;padding:15px 0;border-top:1px solid var(--line)}dt{font-size:12px;margin:0}dd{font-size:13px;line-height:1.55}.payment-definitions>div{display:block;padding:19px 0}.payment-definitions h3{margin-bottom:8px;color:var(--bronze)}.result-columns{gap:17px}.steps{display:block}.steps li{display:grid;grid-template-columns:32px minmax(0,1fr);gap:18px;padding:17px 0;border-top:1px solid var(--line)}.steps li:first-child{border-top:2px solid var(--bronze)}.step-number{font-size:22px;margin:3px 0 0}.steps p{font-size:15px}.start-section{padding-bottom:12px}.faq-section{margin-bottom:30px;padding-bottom:0}.faq-section h2{margin-bottom:18px}summary{min-height:62px;font-size:14px;gap:20px;padding:16px 2px}details p{font-size:14px;padding-right:20px}.closing{display:block;padding:24px 20px;border-left-width:3px;margin-bottom:27px}.closing h2{font-size:25px;line-height:1.25;margin-bottom:12px}.closing .actions{margin-top:22px;gap:10px}.closing .cta{min-height:49px;font-size:14px}.footer-inner{flex-wrap:wrap;gap:7px 20px;padding-block:22px;min-height:0}.footer-inner p{order:3;width:100%;max-width:275px;font-size:11px;line-height:1.6}.footer-inner>a{font-size:11px;min-height:44px}.footer-brand{font-size:13px}}
@media(max-width:359px){.shell{width:calc(100% - 24px)}.hero{padding-inline:16px}.hero h1{font-size:29px}.lead{font-size:14px}.cta{font-size:13px;gap:9px}.header-tag{font-size:9px;padding-left:10px}.brand{font-size:17px}.offer-definitions>div{grid-template-columns:94px minmax(0,1fr);gap:12px}.closing{padding-inline:17px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* The darker bronze shade keeps small text and CTA labels readable. */
:root{--bronze-ink:#95551d}.cta-primary{background:var(--bronze-ink);border-color:var(--bronze)}.cta-primary:hover{background:#7e4718}.header-nav a:hover,.section-rail a:hover,.section-rail a span,.section-kicker>span:first-child,.step-number,.closing-label,.brand-dot,summary:hover,.footer-inner>a:hover{color:var(--bronze-ink)}@media(max-width:700px){.payment-definitions h3{color:var(--bronze-ink)}}